Liability

The basis of the contract is the proposal form. Premiums must be paid upfront before commencement of cover. Premiums form the basis or the consideration for indemnity. Cover The covers caters for all sums which the insured shall become legally liable to pay to any person as compensation, damages including claimants costs and expenses not [...]

The basis of the contract is the proposal form. The consideration for indemnity being premiums. Upfront payment of premiums is mandatory before the commencement of cover. Public Liability Policy  Death of or bodily injury to any person other than the person in the service of or acting in any capacity either for the insured or [...]